Compare employer-sponsored or marketplace health insurance plans

Take the guesswork out of open enrollment benefits elections. Use our comprehensive health insurance plan cost comparison calculator to make an informed decision that supports your healthcare needs.

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Health plan comparison tool

Get medical care spending insights

Estimate cost of health plans

Project annual out-of-pocket expenses under different medical care utilization scenarios for every family member.

Find the cheapest plan

Compare health insurance plans side-by-side like in a spreadsheet and find the cheapest option for your unique situation.

Understand tax savings

Set contribution to tax-advantaged accounts and observe change in out-of-pocket expenses.

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01

Add plans

Enter information about health insurance plans you want to compare or select prefilled plans offered by major employers such as State of California.

02

Customize benefits

Set member cost sharing for healthcare services you expect to use or select your premium tier for prefilled plans.

03

Choose a health plan

Compare plans by simulating different medical care utilization scenarios.

Customizable Health Plan Comparison Calculator

Take advantage of unmatched flexibility when comparing health insurance plans. Customize member cost sharing, including prescription deductible and out-of-pocket maximum. Set healthcare service costs typical for your area. Say goodbye to spreadsheets — our calculator presents clear, side-by-side comparisons so you can easily identify the most cost-effective option.

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Compare HDHP with Copay PPO

No matter the plan design, you can count on our tool to get the math right. Compare plans with embedded or aggregate deductibles. Account for employer contributions to tax-advantaged accounts. Discover whether a high-deductible plan with an HSA or a copay plan with an FSA/HRA is the best fit for you.

Compare plans

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Get the most out of your workplace medical benefits